Should I refinance?

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Find out if you can save money by refinancing your existing loan at current interest rate levels.

While a lower interest rate will mean lower monthly payments and less total interest, a refinance will also mean paying closing costs and, in some cases, points. If the monthly savings exceeds these closing costs, refinancing is a good option. To determine how many months it will take to break even with closing costs, enter your loan details into my Refinance Calculator.