Let’s sit down and talk about your mortgage needs. There are so many options available! Whether you’re looking to purchase your first home, upgrade to a larger home, refinance your existing mortgage or take advantage of the equity you’ve built, we have a mortgage lending solution for you. We offer competitive rates on a wide variety of options – including fixed-rate and adjustable-rate mortgages, as well as VA Loans.
Getting qualified before your home search is beneficial for several reasons. First, this will inform you of your maximum affordable home value, and save you from previewing properties outside your price range. Also, when you approach a realtor about working together to find a home, you will be recognized as a more serious buyer who has done their financing homework. This will save both you and your realtor time and effort in your home search. Having been qualified in advance by your lender will also allow you to make the strongest offer possible on the property your choose. Additionally, being qualified means you are well on your way in the loan approval process and will save you time in the long run.
Find out how much house you can afford before you start looking. Use the calculator on our website to get an approximate house payment for a purchase price you choose. Note, this is a ballpark figure and shouldn’t be counted on as an exact amount. For your best estimate, contact your loan officer who is well qualified to look at your individual information and give you a range of what you could expect to pay for your monthly mortgage payment. This will always depend on your personal credit, finances, amount of down payment among other factors.
We at IMG have many different lending options for today’s borrowers. Whether it’s a mortgage for a first home, a second home or an investment property, we have options to choose from. We even have options for refinancing. Refinancing to shorten the length of a current mortgage loan, possibly lower the interest rate or pay off higher interest debt are all options that we offer.