Conventional Loans
The most common type of mortgage loan that has helped many finance their homes. Best for buyers with good credit, stable income, and a sizable down payment.
FHA Loans
Flexible financing option for home purchases, refinancing, and renovations. Designed for buyers with lower credit scores or limited savings, including first-time homebuyers.
USDA Loans
Loans for rural homeownership. Designed for buyers with limited down payment funds who are flexible about location.
VA Loans
Specialized financing with unique benefits for Veterans, service members, and their families.
Jumbo Loans
Loan for individuals looking to purchase a high-value property that exceeds the conforming loan limits in their area. This could include luxury homes, properties in expensive real estate markets, or even multi-unit investment properties.
Manufactured Home Loans
Financing options for purchasing homes built in a factory and then transported to a site. Also known as mobile home loans.
Renovation Loans
Finance improvements to a home you want to buy, or the home you live in now. Also known as fixer-upper loans or home improvement loans, combine the cost of buying a home with the cost of renovations into a single mortgage.
HomePossible | HomeReady
Designed to make homeownership more accessible for eligible low- and moderate-income borrowers. Both are conventional mortgage loans that offer a low-down payment option.
Second Mortgages: Home Equity Loans
A loan taken out on a property that already has an existing mortgage. Homeowners can access the equity built up in their homes.
Non-QM
Offers a pathway to homeownership for individuals who may not meet the strict underwriting criteria of conventional or government-backed Qualified Mortgage (QM) loans. These loans are designed to accommodate borrowers with unique financial situations.
State-Specific Programs
Several States offer specific home loan programs to assist homebuyers, particularly first-time buyers and those needing down payment assistance. These programs often work in conjunction with federal programs like FHA, VA, and USDA loans.