How will my monthly payments be calculated? How much you will pay each month will depend a lot on the term of your loan. That is, how long do you plan on Read More » May 24, 2021
Should I pay points? The best way to decide whether you should pay points or not is to perform a break-even analysis: Calculate the cost of the points. Example: Read More » May 22, 2021
What is an Annual Percentage Rate (APR)? The Annual Percentage Rate is the actual cost of the mortgage, based on the mortgage interest rate and factoring in other costs, including points paid Read More » May 22, 2021