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Find out if you can save money by refinancing your existing loan at current interest rate levels. While a lower interest rate will mean lower

Which is better for you: renting or buying? Everyone is different. Use my Rent vs. Buy Calculator to help you to compare the estimated costs of owning

A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users

While it is difficult to increase your score over the short run, here are some tips to increase your score over a period of time:

To correct any errors on your credit report, you must write to the credit card company and explain the error. If the creditor concurs that

Interest rate movements are based on the simple concept of supply and demand. If the demand for credit (loans) increases, so do interest rates. This

Pre-qualification is normally determined by a loan officer. After interviewing you, the loan officer determines the potential loan amount for which you may be approved. The

A rate lock is a lender’s promise to “lock” a specified interest rate and a specified number of points for you for a specified period

Loans where the borrowers’ down payment is less than 20% often require mortgage insurance, which can be provided privately or publicly. Conventional loans requiring MI

This checklist outlines the principal documents and information that are generally required to complete the application. Additional documentation may be required, depending on the circumstances