Should I refinance?
Find out if you can save money by refinancing your existing loan at current interest rate levels. While a lower interest rate will mean lower
Find out if you can save money by refinancing your existing loan at current interest rate levels. While a lower interest rate will mean lower
Which is better for you: renting or buying? Everyone is different. Use my Rent vs. Buy Calculator to help you to compare the estimated costs of owning
A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users
While it is difficult to increase your score over the short run, here are some tips to increase your score over a period of time:
To correct any errors on your credit report, you must write to the credit card company and explain the error. If the creditor concurs that
Interest rate movements are based on the simple concept of supply and demand. If the demand for credit (loans) increases, so do interest rates. This
Pre-qualification is normally determined by a loan officer. After interviewing you, the loan officer determines the potential loan amount for which you may be approved. The
A rate lock is a lender’s promise to “lock” a specified interest rate and a specified number of points for you for a specified period
Loans where the borrowers’ down payment is less than 20% often require mortgage insurance, which can be provided privately or publicly. Conventional loans requiring MI
This checklist outlines the principal documents and information that are generally required to complete the application. Additional documentation may be required, depending on the circumstances
Wolfe Financial, Inc, dba Integrity Mortgage Group is registered in the Nationwide Mortgage Licensing System (69371) and licensed in the following states: Alabama Consumer Credit License (MC-21398), Arkansas Combination Mortgage Banker-Broker-Servicer License (114025), Florida Mortgage Lender License (MLD1031), Georgia Mortgage Lender License (23886), Indiana-DFI First Lien Mortgage Lending License (11108), Mississippi Mortgage Lender License (69371), North Carolina Mortgage Lender License (L-145206), South Carolina BFI Mortgage Lender/Servicer License (MLS-69371 OTN #1 ), Tennessee Mortgage License (112265), Texas – SML Mortgage Banker Registration, Wisconsin Mortgage Banker License 69371, Illinois – Residential Mortgage License MB 6761780, Louisiana – Residential Mortgage Lending License (69371), Virginia – Lender License MC – 7627